PAYING IN INSTALMENTS FOR ITEMS OVER £375

Applicable to all jewellery we sell on our website at a value over £375, we offer our customers the opportunity to pay by instalments. Our selection of interest rates and deposit amounts is very competitive.

Applying for finance is fast and easy. Complete the credit agreement, sign it online and get an instant credit decision. Upon acceptance, pay your deposit and you’re done.

HOW TO APPLY

You can apply for credit by selecting this method of payment at the final stage of the checkout process. It only takes a couple of minutes and you’ll get an instant decision.

QUALIFYING FOR CREDIT

• You must be over 18 years of age.
• You must be a UK resident with at least 3 years’ continual address history.
• You, or your partner, must be in permanent paid employment, self-employed, retired and receiving a pension, or a working student in part-time work or in receipt of a disability benefit.
• You must have a debit or credit card in your name, which is registered to your address, in order to pay for the deposit (if applicable).
• You must have a UK bank or building society account capable of accepting direct debits.
• The goods must be delivered to your home address.
• Please note that discount/voucher codes cannot be applied to items purchased with the V12 Retail Finance option.

WHO PROVIDES FINANCE?

Secure Trust Bank PLC trading as V12 Retail Finance

TheDiamondStore.co.uk
Loan agreements are only available to UK residents over 18, subject to status. Terms and conditions apply. Minimum spend applies.

V12 Retail Finance is a trading style of Secure Trust Bank PLC. V12 Retail Finance is regulated by the Financial Conduct Authority.

Regalian Ltd t/a The Diamond Store acts as a credit broker and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Regalian Ltd is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our registration number is 731102. Credit is provided subject to age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.

TheDiamondStore.co.uk
We can introduce you to a limited number of finance providers: We act as credit broker and not a lender:
Regalian Ltd t/a The Diamond Store acts as a credit broker and will introduce you to V12 Retail Finance Limited to complete your application for finance.

Regalian Ltd t/a The Diamond Store, Registered 5736216, Trading Address (No Returns Here Please), Suite 17410, 20-22 Wenlock Road, London N1 7GU

FINANCE EXAMPLE

The following example is based on a purchase of £539 with a 50% deposit and payments at 0% interest over 6 months (APR Representative).

• Finance Option: 6 Month Interest Free (50% Deposit Only)
• Annual fixed rate of interest: 0%
• Deposit: 50%
• Monthly payment: £44.91
• Number of monthly payments: 6
• Deposit you pay now:£269.50
• Loan amount to be repaid:£269.50
• Cost of loan (interest):£0.00
• Total amount payable (including deposit):£539.00